:root{--navy:#073b4c;--blue:#0b5d77;--gold:#f0b429;--ink:#13232a;--muted:#53636a;--mist:#eef4f3;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}.container{width:min(1120px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;z-index:9;background:#fff;padding:8px}.header{background:var(--navy);position:sticky;top:0;z-index:5}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{color:#fff;text-decoration:none;font-weight:800;font-size:1.35rem;letter-spacing:.02em}.brand span{color:var(--gold)}nav{display:flex;align-items:center;gap:24px}nav a{color:#dce9e9;text-decoration:none;font-weight:700;font-size:.93rem}.nav-contact,.button{background:var(--gold)!important;color:#15252b!important;padding:10px 16px;border-radius:4px}.menu-button{display:none}.hero{background:linear-gradient(110deg,#073b4c 0%,#0b5d77 70%,#0c6982 100%);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:50px;min-height:590px}.eyebrow{color:#b7791f;text-transform:uppercase;font-size:.77rem;font-weight:800;letter-spacing:.12em;margin:0 0 10px}.hero .eyebrow{color:#ffce60}.hero h1{font-size:clamp(2.5rem,5vw,4.65rem);line-height:1.04;margin:0 0 22px;max-width:760px}.lead{font-size:1.15rem;max-width:600px;color:#d5e9ed;margin-bottom:31px}.button{display:inline-block;text-decoration:none;font-weight:800}.portrait-wrap{position:relative;margin:40px 0 0}.portrait-wrap:before{content:"";position:absolute;background:var(--gold);inset:-16px 25px 22px -16px;z-index:0}.portrait-wrap img{width:100%;height:520px;object-fit:cover;object-position:56% 45%;display:block;position:relative;z-index:1}.portrait-wrap figcaption{font-size:.8rem;margin:8px 0;color:#cbe2e4}.section{padding:94px 0}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px}.section h2{font-size:clamp(2rem,3.3vw,3.15rem);line-height:1.12;margin:0 0 26px}.rich-text p{font-size:1.07rem;margin:0 0 20px;color:#34464c}.section-alt{background:var(--mist)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.cards article{background:#fff;padding:30px 26px;border-top:5px solid var(--gold);box-shadow:0 3px 14px #0b39420e}.cards span{color:var(--blue);font-weight:800}.cards h3{font-size:1.3rem;margin:16px 0 8px}.cards p{margin:0;color:var(--muted)}.transparency{max-width:820px}.transparency>p{font-size:1.06rem;color:#34464c}.notice{margin-top:28px;padding:18px 20px;background:#fff6dd;border-left:4px solid var(--gold)}.contact{background:var(--navy);color:#fff}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.contact .eyebrow{color:#ffce60}.contact-card{background:#fff;padding:28px;color:var(--ink);border-radius:4px}.contact-label{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800;margin:0 0 7px}.contact-card a{font-size:1.1rem;color:var(--blue);font-weight:700;overflow-wrap:anywhere}.small{font-size:.83rem;color:var(--muted);margin-bottom:0}footer{background:#052d3a;color:#c6d5d7;font-size:.85rem}.footer-row{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.footer-row p{margin:0}.footer-row div{display:flex;gap:18px}.footer-row a{color:#fff}@media(max-width:760px){.menu-button{display:block;background:transparent;border:1px solid #acc7cb;color:#fff;padding:7px 10px;border-radius:3px}nav{display:none;position:absolute;left:0;right:0;top:74px;background:var(--navy);padding:14px 20px 22px;flex-direction:column;align-items:stretch}nav.open{display:flex}.hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:30px}.hero-grid{padding:55px 0;min-height:0}.portrait-wrap{margin:5px 0 0}.portrait-wrap img{height:410px}.section{padding:68px 0}.cards{grid-template-columns:1fr}.footer-row{padding:18px 0;align-items:flex-start;flex-direction:column;gap:6px}}